HDFC Bank History
HDFC (Housing Development Finance Corporation Limited) is India’s leading housing finance company since its commencement in the year 1977. By gaining experience in financial markets, the finance company was incorporated as “HCFC Bank Limited” in the year 1994. Later it was called as scheduled Bank in the year 1995. HDFC Bank was the first to set up a Bank in the private sector. Since July 2001, Mr. Jagdish Capoor as a chairman leads HDFC Bank towards higher growth and prosperity. HDFC Bank has been awarded as “Best Performing Bank” by UTI MF-CNBC TV18 Financial Advisor Awards 2009.
HDFC Bank Network
With its headquarters in Mumbai, the HDFC Bank has a network of 1,416 branches across the country. All the branches spread over 550 cities are linked on an online real-time basis. The HDFC Bank also has a network of about 3,570 ATMs across these 550 cities. HDFC Bank’s ATM network can be accessed by all domestic and international Visa/MasterCard, Visa Electron/Maestro, Plus/Cirrus and American Express Credit/Charge cardholders.
HDFC Bank runs in a highly automated surrounding in terms of information technology and communication systems. To construct the infrastructure, the HDFC Bank has made considerable efforts in obtaining the World’s best technology. HDFC Bank has created Supply Chain Finance which facilitates the customers to automate supply chain management resulting in operational efficiency and supply chain gains.
HDFC Bank Services and Financials:
HDFC Bank provides services such as net Banking, phone Banking, trade services, commercial and industrial Banking services, transactional services, mobile Banking, cash management, agricultural finance etc… It also offers many services to the non resident Indians (NRIs).
The authorized share capital of HDFC Bank was Rs. 550crore till the month of March, 2009. HDFC Bank’s target market ranges from large industries to small & mid-sized companies and agriculture based businesses.
HDFC Bank Accounts & Deposits:
HDFC not only provides product but also recommend products that augments the customer’s future plan.
• Savings Accounts
• Current Accounts
• Fixed Deposits
• Recurring Deposits
• Demat Account
• Safe Deposit Lockers
HDFC Bank Loans :
HDFC Bank offers entire range of loan products to make the dreams of their customers real.
• Personal Loans
• Smart Draft
• Home Loans
• Two Wheeler Loans
• New Car Loans
• Used Car Loans
• Express Loans
• Gold Loan
• Educational Loan
• Loan Against Securities
• Loan Against Property
• Loans Against Rental Receivables
• Health Care Finance
• Tractor Loans
• Commercial Vehicle Finance
• Working Capital Finance
• Construction Equipment Finance
• Warehouse Receipt Loans
HDFC Bank Cards:
HDFC Credit Cards facilitate customers to meet their financial objectives. Through these cards cashless shopping can be done which provides more security.
• Credit cards
• Debit Cards
• Prepaid cards
HDFC Bank Investments & Insurance :
HDFC Bank helps the customers to invest their money through the Bank’s financial and investment services.
• Mutual Funds
• Tax Planning
• Life Insurance
• General Insurance
• Mudra Gold Bar
HDFC Bank Forex & Trade Services:
Business peoples who involve in import or export goods from India are helped by the HDFC Bank to deal with foreign currencies.
• Products & Services
• Trade Services
• Forex Calculator
HDFC Bank NRI Banking:
HDFC Bank provides NRI Banking to serve the NRI customers with specific schemes that suit their needs.
• NRO Fixed Deposits
• NRE Fixed Deposits
• FCNR Deposits
• RFC Fixed Deposits
• Benchmark PLR
• Forex Rates
• Quick remit Rates
HDFC Bank application forms – click on the link below to get online application forms.
http://www.hdfcbank.com/common/forms_center.htm
HDFC Bank careers – click on the link below to know about the recruitments in HDFC Bank.
http://www.hdfcbank.com/aboutus/careers/default.htm
HDFC Bank Head office address:
Ramon House ,
5th Floor, 169, Backbay Reclamation
Mumbai – 400020
Maharashtra – India
HDFC Bank contact: 022 – 22850032
HDFC Bank E-mail: investor.helpdesk@hdfcbank.com
HDFC Bank Website: www.hdfcbank.com